RoyalSundaram is one of the known names in offering Car Insurance. It gives car insurance quote in 5 minutes and you can buy car insurance online without documentation.
Car buyers are most of the time unaware of the fact that how importance car insurance is? Most of the car buyers prefer to ignore it while others fill up the insurance papers considering it as a legal requirement.
Car Insurance is one of the most ignored types of insurance in India; although Car Insurance is very fundamental component while purchasing car and it should not be neglected. Car Insurance Policy not only covers the damages caused to you and your car but it also takes care of damage to the third party. Basically car insurance is classified into two types:
A] Comprehensive Policy
B] Third Party Insurance
The comprehensive insurance is a type of insurance which gives full coverage and includes all kinds of damages like technical problems, dents, repair, car thefts and accidents. As it covers most of the damages a new car buyer is often recommended to go for it. However it is also important to ensure that your Car Insurance policy also covers damage or loss caused to car due to natural calamity like earthquake, riot, explosion, fire, typhoon, tempest, storm, rockslide, flood, lightning or self-ignition, cyclone, hurricane, burglary, strike, malicious acts, inundation, frost landslide, inland waterway, theft, hailstorm, damage during transportation through rail, road, elevator, air or lift and now-a-days most importantly it should cover damage caused due to terrorist activity.
The third party insurance gives limited coverage under your car insurance policy but it is the one which is compulsory under the law. One type of third part insurance is known as ‘third party theft’ insurance. In this type of car insurance your car is insured against its theft but it doesn’t cover other aspects like damage to car and its repairs. However the premium to be paid in this type of insurance is less as compared to comprehensive insurance.
Before purchasing your dream car, it is of utmost importance to look at the details of car insurance claims. Before Finalizing on any kind car insurance plan take some time and look in to the facts properly. Most of the car dealers offer car insurance at the time of car purchase but before negotiating make check for the rates and discounts available with them. To help its customers insurance companies also offer car insurance online. You have to check for car insurance quotes and then decide on which plan you want to go for.
Along with car insurance company, having continuity in car insurance policy is also important. Any kind of gap in your car insurance policy will not be spared by insurance companies and you’ll have to pay extra premiums to get it on track. You can also check whether your plan covers cashless facility as this can save you from the hassle of reimbursement procedure
Finally before signing up for any car insurance policy just review it properly and look into the minute details like whether it includes all the things that you desire for in your car insurance. Moreover, your policy should abide with the legal requirements of the state.
Royal Sundaram offers Car Insurance Policy which is designed to offer enhanced protection to you and your car. Save 40% on your premium and enjoy the benefit of our hassle-free claims service.
Car insurance can be a great help in an uneventful incident like accident. So just go ahead and get your car insured!